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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,678 | $110,551-78.6% | $80,741-70.7% | $167,536-85.9% |
| Participation rate | 55.0% | 64.0%-9.0pp | 54.2%+0.8pp | 82.1%-27.1pp |
| Annual return | 15.33% | 120.57%-105.2pp | 87.30%-72.0pp | 478.82%-463.5pp |
| Employer contribution / active EE | $4,041 | $1,543+161.9% | $1,160+248.3% | $4,839-16.5% |
| Participant deferral / active EE | $3,924 | $2,870+36.7% | $2,145+82.9% | $6,342-38.1% |
| Admin fee / account holder | $529 | $4,547-88.4% | $3,380-84.3% | $12,315-95.7% |