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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,878 | $29,716+27.5% | $56,077-32.5% | $80,925-53.2% |
| Participation rate | 100.0% | 41.7%+58.3pp | 52.5%+47.5pp | 67.7%+32.3pp |
| Annual return | 7.33% | 35.30%-28.0pp | 1709.28%-1701.9pp | 35.65%-28.3pp |
| Employer contribution / active EE | $3,907 | $671+482.2% | $1,040+275.5% | $2,756+41.7% |
| Participant deferral / active EE | $3,471 | $1,228+182.5% | $1,954+77.6% | $4,299-19.3% |
| Admin fee / account holder | $1,631 | $2,432-32.9% | $2,825-42.3% | $6,940-76.5% |