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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,914 | $27,943-35.9% | $58,507-69.4% | $75,177-76.2% |
| Participation rate | 65.8% | 38.8%+26.9pp | 50.9%+14.9pp | 67.2%-1.4pp |
| Annual return | 34.34% | 44.22%-9.9pp | 4252.32%-4218.0pp | 160.75%-126.4pp |
| Employer contribution / active EE | $1,123 | $670+67.7% | $1,053+6.7% | $2,671-57.9% |
| Participant deferral / active EE | $2,753 | $1,202+129.0% | $1,922+43.2% | $4,126-33.3% |
| Admin fee / account holder | $938 | $1,727-45.7% | $2,486-62.3% | $5,651-83.4% |