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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,581 | $27,936-65.7% | $58,561-83.6% | $75,173-87.3% |
| Participation rate | 72.2% | 38.8%+33.4pp | 50.9%+21.4pp | 67.2%+5.0pp |
| Annual return | 23.24% | 44.21%-21.0pp | 4251.33%-4228.1pp | 160.72%-137.5pp |
| Employer contribution / active EE | $3,428 | $670+412.1% | $1,053+225.4% | $2,671+28.4% |
| Participant deferral / active EE | $1,574 | $1,202+30.9% | $1,923-18.2% | $4,126-61.9% |
| Admin fee / account holder | $725 | $1,727-58.0% | $2,520-71.2% | $5,651-87.2% |