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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,658 | $27,936-76.2% | $58,561-88.6% | $75,173-91.1% |
| Participation rate | 97.3% | 38.8%+58.4pp | 50.9%+46.4pp | 67.2%+30.1pp |
| Annual return | 21.55% | 44.21%-22.7pp | 4251.33%-4229.8pp | 160.72%-139.2pp |
| Employer contribution / active EE | $1,729 | $670+158.2% | $1,053+64.1% | $2,671-35.3% |
| Participant deferral / active EE | $823 | $1,202-31.5% | $1,923-57.2% | $4,126-80.0% |
| Admin fee / account holder | $643 | $1,727-62.8% | $2,520-74.5% | $5,651-88.6% |