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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,831 | $28,624-62.2% | $53,647-79.8% | $82,637-86.9% |
| Participation rate | 76.5% | 47.3%+29.2pp | 56.3%+20.2pp | 68.1%+8.4pp |
| Annual return | 19.64% | 664.98%-645.3pp | 358.33%-338.7pp | 53.51%-33.9pp |
| Employer contribution / active EE | $835 | $637+31.1% | $962-13.3% | $2,552-67.3% |
| Participant deferral / active EE | $1,750 | $1,196+46.3% | $1,813-3.5% | $4,126-57.6% |
| Admin fee / account holder | $2,014 | $2,022-0.4% | $2,460-18.1% | $7,339-72.6% |