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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,729 | $197,637-66.2% | $177,848-62.5% | $158,982-58.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 69.21% | 58.77%+10.4pp | 48.33%+20.9pp | 302.99%-233.8pp |
| Employer contribution / active EE | $6,583 | $6,698-1.7% | $5,919+11.2% | $4,763+38.2% |
| Participant deferral / active EE | $9,796 | $8,405+16.6% | $7,714+27.0% | $5,983+63.7% |
| Admin fee / account holder | $1,935 | $15,406-87.4% | $12,431-84.4% | $11,252-82.8% |