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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,026 | $165,381+7.6% | $149,730+18.9% | $158,966+12.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 28.17% | 348.29%-320.1pp | 276.70%-248.5pp | 302.95%-274.8pp |
| Employer contribution / active EE | $26,562 | $5,104+420.4% | $4,645+471.8% | $4,762+457.7% |
| Participant deferral / active EE | $16,700 | $7,182+132.5% | $6,843+144.1% | $5,983+179.1% |
| Admin fee / account holder | $1,972 | $10,809-81.8% | $9,310-78.8% | $11,250-82.5% |