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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,756 | $157,304-32.8% | $141,197-25.1% | $152,909-30.8% |
| Participation rate | 75.0% | 84.8%-9.8pp | 82.5%-7.5pp | 82.5%-7.5pp |
| Annual return | 28.05% | 64.34%-36.3pp | 71.41%-43.4pp | 345.46%-317.4pp |
| Employer contribution / active EE | $18,808 | $5,263+257.4% | $4,736+297.1% | $4,764+294.8% |
| Participant deferral / active EE | $18,344 | $7,111+158.0% | $6,710+173.4% | $5,851+213.5% |
| Admin fee / account holder | $1,451 | $12,126-88.0% | $10,265-85.9% | $11,601-87.5% |