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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,117 | $167,522-55.2% | $151,639-50.5% | $134,532-44.2% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -24.28% | 7.81%-32.1pp | 3.34%-27.6pp | 418.27%-442.6pp |
| Employer contribution / active EE | $21,045 | $6,828+208.2% | $6,165+241.4% | $4,741+343.9% |
| Participant deferral / active EE | $14,670 | $8,986+63.2% | $8,363+75.4% | $6,401+129.2% |
| Admin fee / account holder | $689 | $13,780-95.0% | $11,613-94.1% | $11,429-94.0% |