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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,483 | $27,936+44.9% | $58,561-30.9% | $75,173-46.1% |
| Participation rate | 26.7% | 38.8%-12.2pp | 50.9%-24.2pp | 67.2%-40.5pp |
| Annual return | 16.49% | 44.21%-27.7pp | 4251.33%-4234.8pp | 160.72%-144.2pp |
| Employer contribution / active EE | $572 | $670-14.6% | $1,053-45.7% | $2,671-78.6% |
| Participant deferral / active EE | $1,938 | $1,202+61.3% | $1,923+0.8% | $4,126-53.0% |
| Admin fee / account holder | $730 | $1,727-57.7% | $2,520-71.0% | $5,651-87.1% |