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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,105 | $27,639-77.9% | $61,501-90.1% | $68,490-91.1% |
| Participation rate | 100.0% | 39.5%+60.5pp | 52.6%+47.4pp | 67.9%+32.1pp |
| Annual return | -21.82% | -13.19%-8.6pp | 339.04%-360.9pp | -7.85%-14.0pp |
| Employer contribution / active EE | $3,530 | $696+407.2% | $1,160+204.4% | $2,597+35.9% |
| Participant deferral / active EE | $1,667 | $1,264+31.9% | $2,125-21.5% | $4,028-58.6% |
| Admin fee / account holder | $554 | $2,012-72.5% | $2,132-74.0% | $5,403-89.7% |