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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,206 | $154,228-69.4% | $145,433-67.5% | $137,256-65.6% |
| Participation rate | 85.0% | 83.8%+1.2pp | 82.1%+2.9pp | 80.0%+5.0pp |
| Annual return | 122.52% | 74.59%+47.9pp | 66.58%+55.9pp | 220.34%-97.8pp |
| Employer contribution / active EE | $3,551 | $4,804-26.1% | $4,554-22.0% | $4,156-14.6% |
| Participant deferral / active EE | $6,347 | $8,216-22.8% | $7,897-19.6% | $6,407-0.9% |
| Admin fee / account holder | $2,661 | $14,344-81.4% | $13,129-79.7% | $12,270-78.3% |