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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,407 | $37,446-16.1% | $77,552-59.5% | $79,856-60.7% |
| Participation rate | 20.0% | 41.5%-21.5pp | 54.2%-34.2pp | 69.6%-49.6pp |
| Annual return | 0.00% | 39.76%-39.8pp | 54.82%-54.8pp | 31.71%-31.7pp |
| Employer contribution / active EE | $216 | $637-66.0% | $987-78.1% | $2,471-91.2% |
| Participant deferral / active EE | $615 | $1,261-51.3% | $1,861-67.0% | $3,741-83.6% |
| Admin fee / account holder | $632 | $2,506-74.8% | $2,859-77.9% | $5,306-88.1% |