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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,421 | $32,117-83.1% | $71,086-92.4% | $64,173-91.6% |
| Participation rate | 44.9% | 42.7%+2.2pp | 54.7%-9.8pp | 69.6%-24.7pp |
| Annual return | -10.07% | -5.57%-4.5pp | 650.59%-660.7pp | 7.63%-17.7pp |
| Employer contribution / active EE | $294 | $712-58.7% | $1,088-73.0% | $2,381-87.6% |
| Participant deferral / active EE | $747 | $1,263-40.8% | $1,874-60.1% | $3,470-78.5% |
| Admin fee / account holder | $49 | $2,759-98.2% | $3,082-98.4% | $4,887-99.0% |