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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,161 | $29,319-31.2% | $52,425-61.5% | $82,448-75.5% |
| Participation rate | 51.6% | 46.9%+4.7pp | 55.6%-4.1pp | 68.1%-16.5pp |
| Annual return | 17.31% | 535.20%-517.9pp | 302.12%-284.8pp | 41.64%-24.3pp |
| Employer contribution / active EE | $583 | $586-0.5% | $914-36.2% | $2,551-77.1% |
| Participant deferral / active EE | $940 | $1,171-19.8% | $1,790-47.5% | $4,139-77.3% |
| Admin fee / account holder | $2,677 | $1,962+36.5% | $2,495+7.3% | $7,234-63.0% |