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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,648 | $108,695-75.5% | $74,722-64.3% | $152,897-82.6% |
| Participation rate | 20.8% | 65.4%-44.5pp | 54.5%-33.6pp | 82.5%-61.6pp |
| Annual return | 0.00% | 114.11%-114.1pp | 753.11%-753.1pp | 345.43%-345.4pp |
| Employer contribution / active EE | $190 | $1,504-87.4% | $1,084-82.5% | $4,764-96.0% |
| Participant deferral / active EE | $1,132 | $2,712-58.2% | $1,963-42.3% | $5,851-80.6% |
| Admin fee / account holder | $623 | $4,906-87.3% | $3,335-81.3% | $11,599-94.6% |