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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,881 | $80,753-46.9% | $136,298-68.5% | $62,293-31.2% |
| Participation rate | 95.5% | 73.5%+22.0pp | 81.9%+13.6pp | 69.5%+26.0pp |
| Annual return | 68.30% | 35.83%+32.5pp | 5156.27%-5088.0pp | 28.90%+39.4pp |
| Employer contribution / active EE | $7,051 | $2,884+144.5% | $4,696+50.2% | $2,042+245.3% |
| Participant deferral / active EE | $11,100 | $5,164+114.9% | $6,247+77.7% | $3,169+250.2% |
| Admin fee / account holder | $2,098 | $525+299.4% | $9,244-77.3% | $479+337.8% |