Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,770 | $77,816-87.4% | $123,552-92.1% | $64,173-84.8% |
| Participation rate | 38.9% | 74.7%-35.8pp | 82.3%-43.4pp | 69.6%-30.7pp |
| Annual return | -21.99% | 12.49%-34.5pp | 119.20%-141.2pp | 7.63%-29.6pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $2,297 | $5,240-56.2% | $6,426-64.3% | $3,470-33.8% |
| Admin fee / account holder | $1,761 | $5,519-68.1% | $9,285-81.0% | $4,887-64.0% |