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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,236 | $79,557-64.5% | $118,746-76.2% | $70,126-59.7% |
| Participation rate | 88.0% | 71.4%+16.6pp | 78.3%+9.7pp | 69.5%+18.5pp |
| Annual return | 23.47% | 25.64%-2.2pp | 24.54%-1.1pp | 73.15%-49.7pp |
| Employer contribution / active EE | $3,851 | $2,861+34.6% | $4,193-8.1% | $2,343+64.4% |
| Participant deferral / active EE | $9,052 | $4,089+121.4% | $5,332+69.8% | $3,332+171.7% |
| Admin fee / account holder | $835 | $5,374-84.5% | $10,720-92.2% | $4,645-82.0% |