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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,076 | $190,879+10.6% | $160,009+31.9% | $134,532+56.9% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -27.15% | 552.63%-579.8pp | 408.85%-436.0pp | 418.27%-445.4pp |
| Employer contribution / active EE | $41,545 | $4,995+731.7% | $4,225+883.3% | $4,741+776.3% |
| Participant deferral / active EE | $20,500 | $6,924+196.1% | $6,183+231.6% | $6,401+220.3% |
| Admin fee / account holder | $2,648 | $10,495-74.8% | $8,715-69.6% | $11,429-76.8% |