See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PENTEGRA SERVICES, INC.5+ years Filed as: PENTEGRA SERVICES, INC Service code 15 · EIN 13-3745616 | Recordkeeping | $19,458 |
TRUTINA FINANCIAL4 years Service code 26 · EIN 20-2951773 | Advisory (Participants) | $18,039 |
RELIANCE TRUST COMPANY1 year Filed as: RELIANCE TRUST CO. Service code 19 · EIN 45-0404698 | Securities Custodian | $839 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,571 | $73,638-62.6% | $95,952-71.3% | $73,488-62.5% |
| Participation rate | 84.4% | 76.2%+8.2pp | 77.1%+7.3pp | 70.7%+13.7pp |
| Annual return | 12.79% | 16.78%-4.0pp | 91.61%-78.8pp | 28.51%-15.7pp |
| Employer contribution / active EE | $1,006 | $1,863-46.0% | $2,541-60.4% | $2,270-55.7% |
| Participant deferral / active EE | $2,060 | $3,617-43.0% | $4,167-50.6% | $3,740-44.9% |
| Admin fee / account holder | $304 | $482-36.9% | $6,795-95.5% | $513-40.7% |