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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,443 | $104,106-25.6% | $71,086+8.9% | $135,379-42.8% |
| Participation rate | 100.0% | 65.7%+34.3pp | 54.7%+45.3pp | 82.6%+17.4pp |
| Annual return | -10.89% | 1256.30%-1267.2pp | 650.59%-661.5pp | 519.79%-530.7pp |
| Employer contribution / active EE | $1,842 | $1,485+24.0% | $1,088+69.3% | $4,779-61.5% |
| Participant deferral / active EE | $24,500 | $2,527+869.5% | $1,874+1207.2% | $5,609+336.8% |
| Admin fee / account holder | $3,716 | $4,142-10.3% | $3,082+20.6% | $10,828-65.7% |