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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,973 | $27,943-10.6% | $58,507-57.3% | $75,177-66.8% |
| Participation rate | 100.0% | 38.8%+61.2pp | 50.9%+49.1pp | 67.2%+32.8pp |
| Annual return | 14.63% | 44.22%-29.6pp | 4252.32%-4237.7pp | 160.75%-146.1pp |
| Employer contribution / active EE | $3,532 | $670+427.4% | $1,053+235.3% | $2,671+32.2% |
| Participant deferral / active EE | $2,369 | $1,202+97.1% | $1,922+23.2% | $4,126-42.6% |
| Admin fee / account holder | $1,111 | $1,727-35.7% | $2,486-55.3% | $5,651-80.3% |