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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,647 | $85,766-43.3% | $136,297-64.3% | $70,124-30.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 0.00% | 31.45%-31.5pp | 5156.19%-5156.2pp | 73.14%-73.1pp |
| Employer contribution / active EE | $3,169 | $2,966+6.8% | $4,696-32.5% | $2,342+35.3% |
| Participant deferral / active EE | $8,892 | $5,051+76.0% | $6,247+42.3% | $3,332+166.9% |
| Admin fee / account holder | $1,105 | $5,420-79.6% | $9,244-88.0% | $4,645-76.2% |