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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,165 | $27,936+76.0% | $58,561-16.0% | $75,173-34.6% |
| Participation rate | 17.6% | 38.8%-21.2pp | 50.9%-33.2pp | 67.2%-49.6pp |
| Annual return | 21.50% | 44.21%-22.7pp | 4251.33%-4229.8pp | 160.72%-139.2pp |
| Employer contribution / active EE | $470 | $670-29.8% | $1,053-55.4% | $2,671-82.4% |
| Participant deferral / active EE | $1,212 | $1,202+0.8% | $1,923-37.0% | $4,126-70.6% |
| Admin fee / account holder | $1,140 | $1,727-34.0% | $2,520-54.8% | $5,651-79.8% |