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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,787 | $88,603-75.4% | $69,890-68.8% | $134,545-83.8% |
| Participation rate | 90.0% | 74.9%+15.1pp | 70.5%+19.5pp | 81.2%+8.8pp |
| Annual return | -21.23% | 442.93%-464.2pp | 190.84%-212.1pp | 418.37%-439.6pp |
| Employer contribution / active EE | $1,470 | $3,236-54.6% | $2,560-42.6% | $4,742-69.0% |
| Participant deferral / active EE | $9,044 | $4,771+89.6% | $3,848+135.0% | $6,401+41.3% |
| Admin fee / account holder | $484 | $10,443-95.4% | $6,267-92.3% | $11,431-95.8% |