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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,067 | $65,364-58.6% | $92,909-70.9% | $72,975-62.9% |
| Participation rate | 67.9% | 68.3%-0.5pp | 76.0%-8.1pp | 69.5%-1.6pp |
| Annual return | 26.96% | 42.11%-15.1pp | 109.44%-82.5pp | 81.01%-54.1pp |
| Employer contribution / active EE | $2,785 | $2,594+7.4% | $3,653-23.8% | $2,440+14.2% |
| Participant deferral / active EE | $3,451 | $3,128+10.3% | $4,238-18.6% | $3,608-4.3% |
| Admin fee / account holder | $237 | $4,251-94.4% | $5,795-95.9% | $5,124-95.4% |