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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,178 | $192,829-69.8% | $142,516-59.2% | $139,466-58.3% |
| Participation rate | 100.0% | 81.4%+18.6pp | 76.8%+23.2pp | 80.3%+19.7pp |
| Annual return | 13.29% | 17.99%-4.7pp | 19.99%-6.7pp | 373.66%-360.4pp |
| Employer contribution / active EE | $13,075 | $5,808+125.1% | $4,849+169.6% | $4,754+175.0% |
| Participant deferral / active EE | $7,685 | $7,200+6.7% | $6,280+22.4% | $6,712+14.5% |
| Admin fee / account holder | $3,758 | $15,120-75.1% | $10,008-62.5% | $11,409-67.1% |