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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,709 | $154,193-81.4% | $130,045-77.9% | $139,466-79.4% |
| Participation rate | 90.0% | 82.0%+8.0pp | 78.5%+11.5pp | 80.3%+9.7pp |
| Annual return | 18.77% | 32.51%-13.7pp | -137.30%+156.1pp | 373.66%-354.9pp |
| Employer contribution / active EE | $2,841 | $5,292-46.3% | $4,321-34.3% | $4,754-40.2% |
| Participant deferral / active EE | $5,384 | $6,709-19.7% | $5,820-7.5% | $6,712-19.8% |
| Admin fee / account holder | $358 | $13,989-97.4% | $10,600-96.6% | $11,409-96.9% |