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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,675 | $166,131-86.4% | $164,975-86.3% | $145,877-84.5% |
| Participation rate | 64.3% | 82.0%-17.7pp | 78.6%-14.3pp | 80.3%-16.0pp |
| Annual return | 13.55% | 100.37%-86.8pp | 70.12%-56.6pp | 551.28%-537.7pp |
| Employer contribution / active EE | $2,056 | $5,276-61.0% | $4,343-52.7% | $4,663-55.9% |
| Participant deferral / active EE | $3,547 | $6,962-49.1% | $6,033-41.2% | $6,691-47.0% |
| Admin fee / account holder | $18,685 | $16,648+12.2% | $12,688+47.3% | $13,402+39.4% |