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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,675 | $166,268-86.4% | $165,100-86.3% | $145,897-84.5% |
| Participation rate | 64.3% | 82.0%-17.7pp | 78.6%-14.3pp | 80.3%-16.0pp |
| Annual return | 13.55% | 100.52%-87.0pp | 70.21%-56.7pp | 552.29%-538.7pp |
| Employer contribution / active EE | $2,056 | $5,284-61.1% | $4,348-52.7% | $4,663-55.9% |
| Participant deferral / active EE | $3,547 | $6,964-49.1% | $6,035-41.2% | $6,689-47.0% |
| Admin fee / account holder | $18,685 | $16,659+12.2% | $12,696+47.2% | $13,390+39.5% |