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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,084 | $180,462-89.4% | $154,111-87.6% | $135,379-85.9% |
| Participation rate | 86.4% | 87.4%-1.1pp | 83.0%+3.3pp | 82.6%+3.7pp |
| Annual return | -9.59% | 888.17%-897.8pp | 735.18%-744.8pp | 519.79%-529.4pp |
| Employer contribution / active EE | $1,424 | $6,036-76.4% | $5,298-73.1% | $4,779-70.2% |
| Participant deferral / active EE | $2,520 | $5,806-56.6% | $5,081-50.4% | $5,609-55.1% |
| Admin fee / account holder | $697 | $16,145-95.7% | $13,411-94.8% | $10,828-93.6% |