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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,930 | $190,879-88.0% | $160,009-85.7% | $134,532-83.0% |
| Participation rate | 61.5% | 82.0%-20.4pp | 78.0%-16.4pp | 81.2%-19.7pp |
| Annual return | -17.10% | 552.63%-569.7pp | 408.85%-425.9pp | 418.27%-435.4pp |
| Employer contribution / active EE | $1,417 | $4,995-71.6% | $4,225-66.5% | $4,741-70.1% |
| Participant deferral / active EE | $5,098 | $6,924-26.4% | $6,183-17.5% | $6,401-20.3% |
| Admin fee / account holder | $449 | $10,495-95.7% | $8,715-94.8% | $11,429-96.1% |