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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,818 | $138,076-66.8% | $123,553-62.9% | $135,380-66.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -12.32% | 153.70%-166.0pp | 119.21%-131.5pp | 519.81%-532.1pp |
| Employer contribution / active EE | $16,802 | $5,152+226.1% | $4,628+263.1% | $4,779+251.6% |
| Participant deferral / active EE | $10,913 | $6,800+60.5% | $6,426+69.8% | $5,609+94.6% |
| Admin fee / account holder | $475 | $10,917-95.6% | $9,284-94.9% | $10,828-95.6% |