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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,671 | $148,623-83.4% | $135,974-81.9% | $139,466-82.3% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 39.00% | 79.30%-40.3pp | 68.30%-29.3pp | 373.66%-334.7pp |
| Employer contribution / active EE | $3,453 | $5,246-34.2% | $4,859-28.9% | $4,754-27.4% |
| Participant deferral / active EE | $9,372 | $8,103+15.7% | $7,760+20.8% | $6,712+39.6% |
| Admin fee / account holder | $66 | $12,406-99.5% | $10,767-99.4% | $11,409-99.4% |