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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,572 | $104,116-89.8% | $71,089-85.1% | $135,380-92.2% |
| Participation rate | 16.7% | 65.7%-49.0pp | 54.6%-38.0pp | 82.6%-66.0pp |
| Annual return | 89.85% | 1256.51%-1166.7pp | 650.65%-560.8pp | 519.81%-430.0pp |
| Employer contribution / active EE | $236 | $1,485-84.1% | $1,088-78.3% | $4,779-95.1% |
| Participant deferral / active EE | $353 | $2,524-86.0% | $1,873-81.2% | $5,609-93.7% |
| Admin fee / account holder | $2,504 | $4,142-39.5% | $3,082-18.8% | $10,828-76.9% |