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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,285 | $165,399-72.0% | $149,745-69.1% | $158,982-70.9% |
| Participation rate | 58.8% | 84.6%-25.8pp | 82.5%-23.7pp | 82.0%-23.1pp |
| Annual return | 37.61% | 348.34%-310.7pp | 276.72%-239.1pp | 302.99%-265.4pp |
| Employer contribution / active EE | $4,037 | $5,105-20.9% | $4,646-13.1% | $4,763-15.2% |
| Participant deferral / active EE | $8,019 | $7,183+11.6% | $6,843+17.2% | $5,983+34.0% |
| Admin fee / account holder | $439 | $10,811-95.9% | $9,312-95.3% | $11,252-96.1% |