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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,880 | $152,591-84.4% | $117,529-79.7% | $134,545-82.3% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -19.05% | 53.04%-72.1pp | 29.77%-48.8pp | 418.37%-437.4pp |
| Employer contribution / active EE | $0 | $5,576-100.0% | $4,179-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $8,743 | $4,821+81.4% | $4,072+114.7% | $6,401+36.6% |
| Admin fee / account holder | $1,518 | $7,004-78.3% | $5,645-73.1% | $11,431-86.7% |