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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,165 | $78,027+233.4% | $178,528+45.7% | $80,925+221.5% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 14.27% | 18.09%-3.8pp | 27.11%-12.8pp | 35.65%-21.4pp |
| Employer contribution / active EE | $16,494 | $2,281+623.0% | $3,950+317.5% | $2,756+498.4% |
| Participant deferral / active EE | $21,193 | $4,408+380.8% | $6,278+237.6% | $4,299+393.0% |
| Admin fee / account holder | $26,839 | $7,168+274.5% | $10,419+157.6% | $6,940+286.7% |