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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,392 | $148,623-58.7% | $135,974-54.8% | $139,466-56.0% |
| Participation rate | 62.5% | 83.9%-21.4pp | 81.9%-19.4pp | 80.3%-17.8pp |
| Annual return | 20.83% | 79.30%-58.5pp | 68.30%-47.5pp | 373.66%-352.8pp |
| Employer contribution / active EE | $3,295 | $5,246-37.2% | $4,859-32.2% | $4,754-30.7% |
| Participant deferral / active EE | $8,094 | $8,103-0.1% | $7,760+4.3% | $6,712+20.6% |
| Admin fee / account holder | $212 | $12,406-98.3% | $10,767-98.0% | $11,409-98.1% |