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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,850 | $162,812-81.1% | $133,971-77.0% | $158,966-80.6% |
| Participation rate | 42.9% | 83.2%-40.4pp | 79.8%-37.0pp | 82.0%-39.1pp |
| Annual return | 18.78% | 41.94%-23.2pp | 45.09%-26.3pp | 302.95%-284.2pp |
| Employer contribution / active EE | $1,136 | $4,976-77.2% | $3,919-71.0% | $4,762-76.1% |
| Participant deferral / active EE | $4,334 | $5,910-26.7% | $5,047-14.1% | $5,983-27.6% |
| Admin fee / account holder | $1,916 | $11,741-83.7% | $8,929-78.5% | $11,250-83.0% |