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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,263 | $86,938-65.2% | $102,423-70.5% | $80,925-62.6% |
| Participation rate | 75.6% | 72.4%+3.2pp | 76.5%-0.9pp | 67.7%+8.0pp |
| Annual return | 19.46% | 18.89%+0.6pp | 29.42%-10.0pp | 35.65%-16.2pp |
| Employer contribution / active EE | $2,169 | $2,369-8.5% | $3,023-28.3% | $2,756-21.3% |
| Participant deferral / active EE | $4,238 | $4,120+2.9% | $5,054-16.2% | $4,299-1.4% |
| Admin fee / account holder | $959 | $8,053-88.1% | $9,455-89.9% | $6,940-86.2% |