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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,696 | $92,219-40.7% | $76,767-28.7% | $135,380-59.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -11.55% | 5.46%-17.0pp | 2.43%-14.0pp | 519.81%-531.4pp |
| Employer contribution / active EE | $16,167 | $3,216+402.7% | $2,485+550.5% | $4,779+238.3% |
| Participant deferral / active EE | $4,263 | $4,508-5.4% | $3,852+10.7% | $5,609-24.0% |
| Admin fee / account holder | $4,032 | $10,749-62.5% | $6,675-39.6% | $10,828-62.8% |