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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,068 | $47,766-97.8% | $82,763-98.7% | $64,824-98.4% |
| Participation rate | 8.5% | 67.7%-59.2pp | 72.6%-64.0pp | 71.5%-62.9pp |
| Annual return | 0.00% | -13.06%+13.1pp | 702.45%-702.4pp | 32.84%-32.8pp |
| Employer contribution / active EE | $0 | $2,182-100.0% | $3,008-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $65 | $3,332-98.0% | $4,395-98.5% | $4,311-98.5% |
| Admin fee / account holder | $1 | $143-99.5% | $5,325-100.0% | $188-99.6% |