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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,983 | $102,595+101.7% | $94,057+120.1% | $154,746+33.8% |
| Participation rate | 25.0% | 76.0%-51.0pp | 73.3%-48.3pp | 80.7%-55.7pp |
| Annual return | 21.18% | 583.42%-562.2pp | 480.62%-459.4pp | 172.34%-151.2pp |
| Employer contribution / active EE | $500 | $3,147-84.1% | $2,933-83.0% | $4,379-88.6% |
| Participant deferral / active EE | $5,870 | $5,118+14.7% | $4,709+24.7% | $6,730-12.8% |
| Admin fee / account holder | $832 | $7,736-89.2% | $7,244-88.5% | $14,365-94.2% |