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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,776 | $88,815+68.6% | $81,882+82.9% | $145,897+2.7% |
| Participation rate | 33.3% | 75.1%-41.7pp | 72.4%-39.1pp | 80.3%-47.0pp |
| Annual return | 15.70% | 1033.75%-1018.1pp | 779.47%-763.8pp | 552.29%-536.6pp |
| Employer contribution / active EE | $667 | $3,086-78.4% | $2,916-77.1% | $4,663-85.7% |
| Participant deferral / active EE | $7,667 | $4,647+65.0% | $4,323+77.3% | $6,689+14.6% |
| Admin fee / account holder | $829 | $8,434-90.2% | $7,360-88.7% | $13,390-93.8% |