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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,917 | $160,028-95.1% | $147,080-94.6% | $145,884-94.6% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 14.64% | 98.60%-84.0pp | 420.17%-405.5pp | 551.85%-537.2pp |
| Employer contribution / active EE | $1,712 | $5,286-67.6% | $4,933-65.3% | $4,662-63.3% |
| Participant deferral / active EE | $3,551 | $8,422-57.8% | $8,066-56.0% | $6,690-46.9% |
| Admin fee / account holder | $8,550 | $15,030-43.1% | $12,989-34.2% | $13,392-36.2% |