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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,326 | $148,629-27.8% | $135,982-21.1% | $139,487-23.1% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 17.99% | 79.33%-61.3pp | 68.32%-50.3pp | 373.84%-355.8pp |
| Employer contribution / active EE | $7,036 | $5,247+34.1% | $4,859+44.8% | $4,755+48.0% |
| Participant deferral / active EE | $11,967 | $8,102+47.7% | $7,760+54.2% | $6,713+78.3% |
| Admin fee / account holder | $59,432 | $12,406+379.0% | $10,767+452.0% | $11,407+421.0% |