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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,757 | $73,978-93.6% | $96,515-95.1% | $75,173-93.7% |
| Participation rate | 92.0% | 66.4%+25.6pp | 74.3%+17.7pp | 67.2%+24.8pp |
| Annual return | 20.97% | 26.72%-5.7pp | 35.73%-14.8pp | 160.72%-139.7pp |
| Employer contribution / active EE | $1,950 | $2,931-33.4% | $3,740-47.8% | $2,671-27.0% |
| Participant deferral / active EE | $2,577 | $3,660-29.6% | $4,880-47.2% | $4,126-37.5% |
| Admin fee / account holder | $438 | $5,219-91.6% | $6,735-93.5% | $5,651-92.3% |