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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,810 | $110,410-92.9% | $102,437-92.4% | $145,897-94.6% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 14.41% | 24.85%-10.4pp | 24.95%-10.5pp | 552.29%-537.9pp |
| Employer contribution / active EE | $2,010 | $4,217-52.3% | $3,871-48.1% | $4,663-56.9% |
| Participant deferral / active EE | $3,478 | $5,622-38.1% | $5,060-31.3% | $6,689-48.0% |
| Admin fee / account holder | $546 | $9,745-94.4% | $8,388-93.5% | $13,390-95.9% |